Don’t let your legacy be a burden. Peace of mind starts now.
LifeCare allows you to ensure the financial well-being of your loved ones
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Important information you must know before registering:
To enroll, you must be between 18 and 74 years old and own a deposit account or a credit card from Banco Popular de Puerto Rico from which the monthly payment of the insurance premium will be charged. The program will automatically expire on your 80th birthday.
Please note that this coverage excludes death by:
- Injuries intentionally inflicted on oneself or by another person
- Suicide
- Participating in an assault or crime
- Being intoxicated by alcohol, taking drugs or narcotics voluntarily unless prescribed by a qualified physician
- Committing any activity that is illegal or criminal in nature or associating with persons engaged in such activity
- The Certificate excludes and shall not provide coverage if the Insured dies from a Pre-existing Condition. Pre-existing Condition means an illness, disease or medical condition that has been diagnosed and treated by a physician:
- in the twelve (12) months before the Certificate’s effective date; and
- that caused the Insured’s death within twelve (12) months after the Certificate’s effective date.
- in the twelve (12) months before the Certificate’s effective date; and
This is a summary of the exclusions. For more details, please refer to the Certificate of Insurance.
Upon enrollment, a welcome package containing the Certificate of Insurance, the Summary Page and other important documents will be mailed to you for your records.
This is an optional insurance that can be cancelled at any time. Visit the Coverage Information section to review the cancellation process.
Your insurance coverage ends when:
- the group master policy is terminated
- the monthly premium is not paid
- you cancel your insurance coverage
- you turn 80 years old
- your death
Don't let your legacy be a burden. Peace of mind starts now.
LifeCare allows you to ensure the financial well-being of your loved ones with a life insurance policy.
- Up to $100,000 in coverage
- No medical exam, no health questions
- Flexibility to choose Banco Popular of Puerto Rico as your beneficiary to cover your debts
- Quick and east enrollment
What should I know before securing my family’s future? See details
Calculate your monthly payment
How to enroll in LifeCare?
Enjoy affordable premiums that fit your financial reality.
1.
Insured
Enter the name of the insured person exactly as it appears on your Banco Popular of Puerto Rico deposit account or credit card statement.
2.
Coverage
Select the coverage that best suits your needs. To calculate the cost of your coverage, enter your date of birth and the benefit amount you’re interested in.
3.
Beneficiaries
Add beneficiaries and the percentage of the benefit that each will receive.
4.
Payment
Make your monthly payment using your deposit account or credit card from Banco Popular of Puerto Rico.
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COVERAGE INFORMATION
LifeCare is a life insurance designed for customers from Banco Popular of Puerto Rico. It provides a maximum benefit of $100,000 in the event of natural or accidental death. For more information see the insurance certificate.
Eligibility
To be eligible, you must be between the ages of 18 to 74 years old and own a deposit account or a credit card from Banco Popular of Puerto Rico from which the monthly payment of the insurance premium will be charged.
Beneficiarios
You can name your loved ones as beneficiaries, or you can also name Banco Popular of Puerto Rico as your beneficiary.
If Banco Popular of Puerto Rico is named as the beneficiary, the benefit payment will be used to make payments towards any outstanding debt with Banco Popular of Puerto Rico:
- Personal loans
- Credit card
- Line of credit/reserves
As a benefit to you, the order of debt payment will start with the debt that has the highest annual interest percentage.
Effective Date
The effective date of your policy is based on your enrollment date.
If you enroll in LifeCare between the 1st and 10th of the month, your coverage effective date will be advanced to the 1st day of the current month.
If your enrollment is between the 11th and 30th or 31st of the month, the effective date of your coverage will be deferred to the 1st day of the next month.
Cancellation
LifeCare is an optional insurance that can be cancelled at any time by sending us a written communication that includes insured’s full name, address, product you wish to cancel, and the certificate or policy number. You can send it:
By email to:
credito@assurant.com
By mail to:
Assurant
PO Box 195167
San Juan, PR 00919
Claims
We offer you different options to start a claim.
By visiting claimspr.assurant.com
By calling 1-800-981-8888 Monday through Friday, 8:00 A.M. to 5:00 P.M. (AST) for instructions on how to claim.
By sending a letter by mail to:
Assurant
PO Box 195167
San Juan, PR 00919
Your information will reach us in a quick and safe way regardless of the way the claim is filed.
We pay approved claims within 15 calendar days of receiving the required proof. If the claim is denied, we’ll send a written explanation with the appeal process. The claim must be submitted as soon as reasonably possible.
Do you feel like we still haven’t answered your questions?
Visit our frequently asked questions.
We are the trusted brand behind your coverage.
LifeCare is brought to you by Assurant, a Fortune 500 company that works with the world’s leading brands to protect, connect, and support over 300 million customers.
consumers protected, connected and supported worldwide.
years of deep expertise, unmatched insight, and flexible capabilities.
years of transparency and accountability as a public company.
